Terms and Conditions

1. Acceptance of Terms

By registering for, accessing, or using Calystrix, you confirm that you are authorised to act on behalf of the business entity you represent, and that you have the authority to accept these Terms on its behalf. Continued use of the Service constitutes ongoing acceptance of any updates to these Terms.

2. Description of Service

Calystrix provides software tools intended to help small businesses analyse cash positions and support decisions around the deployment of surplus funds. The Service is provided on an "as-is" and "as-available" basis. Calystrix does not guarantee any specific financial outcome, return, or result from use of the Service, and nothing in the Service should be construed as financial, investment, tax, or legal advice.

3. Eligibility and Account Registration

To use the Service, you must register for an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify Calystrix promptly of any unauthorised use of your account.

4. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

• Attempt to gain unauthorised access to any part of the Service or related systems;
• Use the Service to transmit unlawful, harmful, or infringing content;
• Reverse engineer, decompile, or attempt to extract the source code of the Service;
• Interfere with or disrupt the integrity or performance of the Service;
• Use the Service in violation of any applicable law or regulation.

5. Fees and Payment

Certain features of the Service may require payment of fees as described during the onboarding or checkout process. Unless stated otherwise, fees are quoted exclusive of any applicable taxes, which remain your responsibility. Failure to pay applicable fees may result in suspension or termination of access to the Service.

6. Data and Third-Party Connections

Where you choose to connect banking, accounting, or other third-party data sources to Calystrix, you authorise Calystrix to access and process the relevant data for the purpose of providing the Service. You are responsible for ensuring you have the right to share such data. Calystrix's handling of personal data is further described in our Privacy Policy.

7. Intellectual Property

All intellectual property rights in the Service, including software, design, text, and branding, are owned by or licensed to Calystrix. These Terms do not grant you any ownership rights in the Service. You are granted a limited, non-exclusive, non-transferable licence to use the Service solely for your internal business purposes during the term of your subscription.

8. Disclaimer of Warranties

To the fullest extent permitted by applicable law, Calystrix disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Calystrix does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the maximum extent permitted by law, Calystrix shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunity, arising out of or related to your use of the Service, even if advised of the possibility of such damages. Calystrix's total aggregate liability arising from or related to these Terms shall not exceed the amount paid by you for the Service in the twelve (12) months preceding the claim.

10. Suspension and Termination

Calystrix may suspend or terminate your access to the Service at its discretion, including in cases of suspected breach of these Terms, non-payment, or where required by law. You may terminate your account at any time by following the account closure process described within the Service or by contacting Calystrix directly.

11. Changes to These Terms

Calystrix may update these Terms from time to time. Where changes are material, Calystrix will make reasonable efforts to notify registered users. Continued use of the Service after such changes take effect constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of England and Wales, without regard to conflict of law principles. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact

Questions about these Terms can be directed to Calystrix via the Contact page.

Last updated: this document is provided as a general template and does not reflect a specific effective date until reviewed and finalised by Calystrix.