Platform Features
Every tool you need to put idle cash to work
Calystrix reads your accounts daily, flags surplus balances, and routes them into pre-approved cash instruments — with a full audit trail for your bookkeeper.
What's inside
Daily balance analysis, rule-based deployment, bank-grade connections, and reporting built for small-business owners rather than treasury teams.
Why it's different
Built around your current account, not a new treasury desk
Most small businesses leave surplus cash sitting in low or zero-interest current accounts because reviewing balances and moving money manually takes time nobody has.
Calystrix connects to your existing business bank account, watches balances continuously, and only acts within limits and instruments you've approved in advance.
The result: cash that would otherwise sit idle is identified and deployed automatically, while day-to-day funds stay exactly where you need them.
Core Capabilities
A closer look at the feature set
Each feature below works together as one system — analysis feeds rules, rules trigger deployment, and every action is logged for your records.
01 / Cash Analysis
Daily balance scanning
Calystrix checks connected account balances every business day and calculates a working-capital buffer based on your historical cash flow patterns.
02 / Surplus Detection
Idle cash identification
Balances above your buffer are flagged as surplus automatically, so you can see at a glance how much cash is available to deploy at any time.
03 / Rule Engine
Configurable deployment rules
Set thresholds, caps, and preferred instruments once. Calystrix applies these rules consistently without requiring manual approval for every transfer.
04 / Bank Connectivity
Secure account linking
Connections use regulated open banking infrastructure, so Calystrix can read balances and initiate transfers without storing your banking credentials.
05 / Instrument Routing
Pre-approved cash instruments
Deploy surplus into a shortlist of instruments you select in advance, such as interest-bearing accounts, rather than relying on ad-hoc decisions.
06 / Buffer Protection
Working capital safeguards
Minimum balance thresholds are enforced before any deployment, so operating funds for payroll and suppliers are never put at risk.
07 / Reporting
Audit-ready activity log
Every analysis run and transfer is timestamped and recorded, giving your bookkeeper or accountant a clear trail to reconcile against.
08 / Alerts
Threshold and exception notices
Get notified when balances fall near your buffer, when a rule can't execute, or when a connection needs re-authorisation.
09 / Controls
Pause and override at any time
Deployment can be paused, limits adjusted, or individual transfers reversed within the rules you've set, keeping you in control throughout.
How the features fit together
From connected account to deployed cash
Connect and set your buffer
Link your business account and define the minimum balance Calystrix should always keep untouched for operating needs.
Choose your deployment rules
Select approved instruments, set caps, and decide how much surplus should move and how often analysis should run.
Let the system run and review
Calystrix monitors balances daily, deploys surplus per your rules, and logs each action for your ongoing review.
Under the hood
Configuration detail, built for small-business finance
Calystrix is deliberately narrow in scope — it doesn't try to replace your accountant or bank, it automates one specific task: keeping surplus cash working instead of idle.
Minimum balance
A fixed or rolling-average floor that deployment rules will never dip below, protecting day-to-day operations.
Analysis schedule
Balance checks can run daily or at custom intervals, matching how often your cash position actually changes.
Instrument allowlist
Only instruments you explicitly approve are eligible for deployment — nothing is selected on your behalf.
Ready to see these features on your own accounts?
Set your buffer, choose your rules, and let Calystrix start identifying surplus cash from day one.
Start SetupNo commitment required to configure your first rule set.